Terms of Use
Last Updated: 09-02-2026
Introduction
These Terms of Use (“Terms”) govern access to and use of the products and services provided by zurishub.com (“the Company”, “we”, “us”, “our”), including loan and savings products (collectively, the “Services”). By accessing or using the Services, you agree to be bound by these Terms.
1. Acceptance of Terms
By using our Services, you confirm that you have read, understood, and agreed to these Terms and all applicable laws.
2. Eligibility
You must be at least 18 years old and legally capable of entering into a binding agreement to use the Services.
3. Account Registration
You may be required to create an account to access certain Services. You agree to provide accurate information and keep your login credentials secure.
4. Loans
Loan applications are subject to review and approval. Interest rates, fees, and repayment terms will be disclosed before acceptance. Failure to repay may result in penalties or restricted access to future services.
5. Savings
Savings products allow customers to deposit funds and earn interest where applicable. Interest rates, withholding tax, and maturity conditions will be communicated at the point of enrollment.
6. Fees and Charges
All applicable fees and charges will be transparently disclosed prior to use of any product.
7. User Obligations
You agree not to misuse the Services, engage in fraud, or violate any applicable laws.
8. Privacy and Data Protection
Personal data will be processed in accordance with our Privacy Policy and applicable data protection laws.
9. Intellectual Property
All intellectual property related to the Services remains the property of the Company. This includes, but is not limited to, the company’s website design, logos, software, any unique processes, and any content created by the company. You do not gain any ownership rights to this intellectual property by using the company’s services. The company retains all rights to its intellectual property, which allows it to continue offering and improving its services.
10. Disclaimers and Limitation of Liability
The Services are provided on an “as is” basis. To the extent permitted by law, the Company shall not be liable for indirect or consequential losses.
11. Amendments
The Company may update these Terms from time to time. Continued use constitutes acceptance of updated Terms.
12. Governing Law
These Terms shall be governed by the laws of the jurisdiction in which the Company operates.